Meade & Associates in Ft Mitchell are hired for numerous reasons

To many, an appraisal just looks like another fee in the long list of items for a mortgage or refinance. While there are a growing number of automated home valuation processes that may seem cheaper than an appraisal, the majority of lenders still call for a local expert because the stakes are incredibly high. You might believe that obtaining a mortgage is the only reason to get an appraisal, but there are additional cases when the services of a certified, independent real estate professional might be beneficial.


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Appeal your tax assessment in Boone County

If you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from Meade & Associates is your best evidence when building your case. At Meade & Associates, we're equipped to assist you in challenging your tax assessment.

Let Meade & Associates help you get rid of PMI to lower your mortgage payment

When the amount being loaned to the home buyer is more than 80% of the actual value of the real estate, many lenders ask home buyers to buy an supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. Seeing that added payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is unfortunate because PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to remove the PMI installments when the balance is paid down to 78% of the original value.

Meade & Associates can provide you with a statement regarding the value of your home, and the price you paid for the home valuation can usually be offset in a short amount of time because you'll no longer be paying the PMI.

An appraisal from Meade & Associates will help you settle a divorce with less stress

A divorce is an especially heartbreaking event for the parties involved, and it is often more complicated by the strenuous decision of who keeps the house. So both parties are completely aware of the true market value of their home, it's a good idea to get an appraisal from Meade & Associates, regardless of the circumstances.

If the parties need to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Fair and accurate estate liquidation

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to take care of these issues, unlike many wealthy individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, knowing the certain value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal.

Let Meade & Associates help you with relocating to or from Boone County

We are aware of the stress involved with an employee relocation. We take great care in organizing a convenient appointment time for the appraisal inspection. During our intensive process, we encourage relocating employees to provide remarks on the positive aspects of their property, as well as information regarding any current sales or listings in their neighborhood that they want considered.

Sell your home quickly at the right price with an appraisal from Meade & Associates

A professional appraisal will help you make a better educated decision when determining your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. The price we charge isn't related to the sales price, but rather they rest on our efforts to finish the appraisal.

On a daily basis, we determine the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long houses stay on the market. So, obtaining a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.